Terms and Conditions

Effective Date: [April 1, 2026]

1. Agreement to Terms By accessing https://www.lifeandannuitymasters.com, you agree to be bound by these Terms and Conditions and all applicable laws and regulations.

2. No Financial Advice The content on this website is for informational purposes only regarding life insurance and annuity products. It does not constitute financial, legal, or tax advice. You should consult with a licensed professional before making financial decisions.

3. Advocate Program & Recruitment Submission of an application via our “Become a Living Advocate” page does not guarantee a partnership or employment. We reserve the right to vet all applicants according to industry standards and internal requirements.

4. Prohibited Use You may not use this site for any unlawful purpose, to solicit others to perform unlawful acts, or to infringe upon our intellectual property rights. Unauthorized access to the Employee Login portal is strictly prohibited and may result in legal action.

5. Life and Annuity Masters Messaging Terms and Conditions

1. The messaging program consists of general conversational messaging to answer questions and provide support to customers, promotional offers or discounts, any promotion of your products/services.
2. You can cancel the SMS service at any time. Just text “STOP” to the phone number from which you received messages. After you send the SMS message “STOP” to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.
3. If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at info@laaminc.com.
4. Carriers are not liable for delayed or undelivered messages.
5. As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency will vary based on communication needs. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
6. If you have any questions regarding privacy, please read our privacy policy contained in the rest of this document/page.

6. Limitation of Liability Life and Annuity Masters and its affiliates shall not be liable for any damages arising out of the use or inability to use the materials on this website.

7. Contact Information Questions about these Terms should be sent to:

Email: info@laaminc.com